Bank balances and transactions come in by themselves. Customer and supplier invoices come from your ledger. The Cash worksheet puts them on one timeline, and the forecast takes over where the ledger stops.
Start your free trial How it fits with FP&AConnect your accounts in the US, Canada and Europe through open-banking providers. Balances and transactions arrive every day, classified on arrival, with transfers between your own accounts recognized so nothing is counted twice.
Open invoices from QuickBooks, Xero or your ERP, with ageing. Collections and payments are dated from how each customer and supplier actually pays, measured in your own ledger, not from a global average.
Opening balance, bank movements, invoices falling due, then the forecast. By entity, by account, by currency, with the group view in its reporting currency. What came in, what goes out, what is left.
Past the invoices, flow rules turn the P&L into dated cash: collection and payment terms per entity, business unit and trading partner. Every month that closes replaces the assumption with the actual.
Fill the template with the movements you know are coming, upload it, and open your forecast in K-φ on a private link. Your sheet lives in a sandbox of its own for 24 hours; claim it from inside the app to keep it.
One line per expected movement: date, bank account, currency, amount, description. Repeat for payroll and rent.
Template (.xlsx)Any name for your bank accounts and companies: they are created for you. Dates and amounts as Excel writes them.
The link opens the Cash workspace on your lines: the forecast by account, by company, by currency, read-only.
Up to 2 MB and 5,000 lines. Nothing else is asked.Banks in the United States, Canada and Europe, through regulated open-banking providers. You sign in at your bank; K-φ never sees your credentials and holds read-only access that you can revoke at any time.
No. Cash works on its own with bank feeds and invoices. With FP&A on the same account, the forecast also draws on budgets and scenarios, and every number reconciles with the statements.
Yes. Rules are saved, versioned and replayed by the engine, so the same inputs give the same forecast every time. You can write them in the app, or with a Builder pass from Claude, Codex or Gemini CLI.
Balances and transactions are stored in your tenant's own schema, encrypted at rest, in the region of your instance. Disconnecting a bank stops the feed; deleting the tenant removes everything.
Start the free trial, connect a bank and an invoice source, and open the Cash worksheet the next morning.
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